100%

Agreed Outcomes Delivered

Every one of our client’s portfolio’s in the last twenty years has achieved the target spending within the agreed ranges allowing our clients to enjoy their lives with peace of mind.

Personalised Strategy

Fowler Drew designs investment strategies that align with your life’s unique goals, helping you achieve specific outcomes rather than abstract market targets.

Behavioural Bias Mitigation

Systematic processes help eliminate emotional decision-making, aimed at improving investment outcomes.

Dynamic Probability-Based Management

Continuous updating of goal probabilities allows for more informed and timely decision-making.

Goal Based Wealth Management

Traditional vs. Modern Portfolio Management

Client Engagement and Control

The Benefits of Goal-Based Wealth Management at Fowler Drew

Our Approach

Traditional vs. Modern Portfolio Management

Welcome to Fowler Drew, where we redefine investing by focusing on your unique life goals. In today's investor-centric world, goal-based investing bridges the gap between financial planning and portfolio management, ensuring your investments are aligned with your aspirations. Unlike traditional methods that rely heavily on market assumptions and risk tolerance questionnaires, our approach centers on what truly matters to you.

Traditional retirement planning often leaves wealth performance vulnerable to unpredictable market returns and inflation. In contrast, our modern approach focuses on aligning assets with liabilities, providing more predictable outcomes. We believe in crafting personalized strategies that prioritise your defined goals over mere market benchmarks.At Fowler Drew, we separate your assets into risk-free and diversified risk categories, managing them within client-specified spending ranges.

This ensures that each portfolio is tailored to your unique time horizons and financial objectives. Our iterative planning process allows you to visualise and consider the consequences of different outcomes, putting you in control.

By adopting goal-based, defined-outcome investing, we eliminate bias and ensure that solutions are truly suitable for you. Experience the empowerment of having a financial strategy that reflects your vision and supports the dreams you cherish. Let us guide you toward a future where your financial goals are not just dreams but achievable realities.

Client Engagement and Control is key to success

Client-Centric Process

Using our sophisticated investment model (link to planner), clients are actively involved in defining their goals and understanding the probabilities of achieving them. This iterative process ensures our clients have control over their investment strategies, making the approach tangible and unbiased.

Outcome-Driven Portfolios:

By focusing on defined goals, clients can visualise their financial needs and aspirations in numbers, helping them understand potential shortfalls and risk tolerances required for their journey.

Use our free drawdown tool to see how Fowler Drew’s systematic approach could let you achieve your goals faster?

Get started

Benefits of Goal-Based Wealth Management with Fowler Drew

Precision in Achieving Your Goals

By organising your financial assets around specific life goals, you gain clarity and a defined map toward achieving each milestone on your journey.

Flexibility and Resilience in Planning

Goal-based wealth management allows us to adapt your plan as circumstances change, from market fluctuations to new personal objectives, while keeping your original goals prioritised.

Aligned with Long-Term Wellbeing

Fowler Drew’s model prioritises sustainable, long-term wealth management, with decisions that consistently reflect your future ambitions and peace of mind.

Our Approach

Comprehensive Goal Setting

Your financial journey should reflect your values, ambitions, and the people who matter most to you. Imagine the benefits you want your money to provide at every stage of life—whether it's securing a comfortable retirement, funding your children's education, or supporting causes close to your heart. Our team of experts, supported by our advanced systems, helps you transform these aspirations into clearly defined goals.

Using sophisticated probabilistic modelling, we identify the optimal combination of resources, time, risk, and outcomes that will bring you the greatest satisfaction. This isn't about us deciding what's "suitable" for you; it's a collaborative process where you explore the consequences of different scenarios and express your preferences.

Once these variables are tailored to your unique needs, they guide the design and management of your goal-based portfolios.

Customised Investment Implementation

We establish a cost-effective network of third-party custody and dealing arrangements tailored to each individual contributing to your financial goals. Whether it's pensions, ISAs, JISAs or trusts, we ensure that all resources are strategically aligned.

Continuous Portfolio Management

As life unfolds and your personal circumstances evolve, so too should your investment portfolio. We understand that changing goal horizons and ambitions require a dynamic approach to ensure your financial plans remain on track. This is why we embrace Controlled Outcomes Investing—a process that transforms investment management into an ongoing journey of financial planning.

You can relax knowing we’ve never had a customer not achieve a desired outcome

Get started

Why Choose Fowler Drew

At Fowler Drew, we do more than manage wealth — we help you define your destination and then manage the journey toward achieving your outcomes. By focusing on your life goals rather than simply navigating markets, we build plans that stay relevant to your evolving life. Our commitment is to make your financial goals a reality through disciplined, goal-specific investing. Join us in redefining wealth management to plan your future success.

Our People

Meet our team

David Anderson

Director, Head of Financial Planning